Z Fold Card

 I made the file to cut this card using Cricut Design Space:  https://design.cricut.com/#/design/55910158

 I made the largest rectangle, then I attached the second rectangle and welded them together.  I added a score line where they joined.  The second rectangle is actually the center two panels, so I put a score line as close to the center as I could figure out.  I added  a tab for gluing the front panel to and welded all together.  Then I just put the front panel rectangle on the mat so it would also cut on the Cricut.

Decorating the panels, I used several flowers from Close to My Heart stamp sets and Cricut Flower Market cartridge.  I did a mixture of stamping on the actual card and stamping on cardstock, fussy cutting and layering with 3d foam tape.